How Much 401k Contribution 2025. Individual retirement account (ira) $7,000: Starting in 2025, employees can contribute up to $23,500 into their 401 (k) and 403 (b) plans, most 457 plans, and the thrift savings plan for federal employees, the irs announced nov.
That cap is $11,250, instead of $7,500. A 401(k) isn’t a “set it and forget it” kind of investment.